A collection can hurt your credit pretty severely and is a major warning sign to the credit bureaus not to lend to you. It’s hard to put an exact number to it because other factors will influence the drop, like how recently the collections were on your account.

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it’s time to determine the appropriate plan of action and we have it ready for you.

Certainly, everyone with a defaulted student loan and child support would be interested in the magic formula for that one.

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This can be done with a well-worded student loan dispute letter that we can make is ready for you. And you may need to do that, because negative student loan entries will remain on your credit report for up to seven years.

Depending on the kind of bankruptcy you filed, it could take up to a decade for the bankruptcy to disappear from your credit report. However, you may have heard that it’s possible to get rid of it sooner than that.

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Send a dispute letter that we have it here ready and ask them to correct the mistake and remove the bankruptcy.

An eviction or repos can stay on your public record for at least seven years. After this period, evictions fall off your public records, including your credit report and rental history.

Evictions can impact your credit score and your ability to rent, but we will help you get an apartment by just simply sending this letter that we have ready for you in this repair guide. 

It’s good to know how to remove hard inquiries from your credit report because they can ding your credit score – or be an early warning of identity theft. Each inquiry takes 3-5 points off your credit. 

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This letter that we make sure helps file a formal dispute with the credit bureaus so that that the unauthorized hard inquiry be erased from your account

Be sure to check our guide for this!

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